Sunday, June 29, 2014

Happy 17th Birthday Savannah!

As many of you know from my last blog post, Ana and the kids were in town this week. Of course that meant most of our week revolved around spending as much time with them as we could!

On Tuesday Ana needed to get an oil change, so the kids and I went to the park. Lauren had been asking me to play some tennis with her since she got to Utah, so we went straight to the tennis courts when we got to the park. I'm pretty sure this was Lauren's first ever attempt at tennis, and I don't really know the rules of tennis either. All I know is hit the ball back and forth... Of course we were awful and neither of us hit much of anything so we resorted to playing on the play ground instead. When Ana got back, she joined us at the park. Ana challenged me to a match of tennis, while the kids were playing, and I accepted. Our match was much better, but I don't think either of us will be competing any time soon. At least we got a good work out, and had a fun time!

The next day Bob and I met the kids at Dani's pool for some swimming. Little did I know the rest of the nieces and nephews would be coming too. It was fun swimming with all the kids, but it seemed like everyone wanted to show me something, wanted me to play a game with them or wanted me to teach them how to swim better. My attention can only stretch so many ways! I ended up having to show Mimi some swim tips and have her practise on her own while I watched the other kids show me their tricks. She was really invested in learning how to swim well, so I may have to give her some one on one time some other day.


 



































Ana and the kids had planned to hit the road on Friday afternoon. I wanted to make sure I got some goodbyes in before I went to work so I met them at the Wild West Jordan park for a pizza picnic. Marcie and Wayne were able to make it out, as well as Tessa and a couple of her kids. We all had a good time visiting, until the rain started. It was a light sprinkle at first, but soon it was really coming down. We all packed up and made our way to Dani's condo, which was the closest. I didn't have much time left before work so I said all my goodbyes and begrudgingly took my leave.

Savannah and I continued our streak of Saturday shopping trips this weekend as we hit the stores for more house decorations. Once we tired of looking at stuff for my house, we made our way to the pet store. As soon as Bob and I are in our house, our next big purchase is going to be a dog, so I wanted to get an idea of what I'm going to need and how much it all will cost. We always have a good time shopping together, and it was nice to be able to bond with my youngest sister.

Showing her true colors....

















































On Sunday we celebrated Savannah's 17th birthday. It was actually last Thursday, but Bob and I had to work, so she kindly delayed her celebration to the weekend when we could come celebrate with her. Once again our family celebrated with a low-key party consisting of my parents, sisters, Bob and I. We all had fun goofing off, wrestling and teasing each other, usually at the birthday girls expense. She's a really good sport though, so she would shrug it off with a laugh or fire back with something as equally mean but hilarious!

 













 

 



 
 

Sunday, June 22, 2014

Happy 20th Birthday Kelsey!

Oh, the joys of being an adult! I'm in the process of buying a home for the first time, I'm leaving for California in 2 weeks, My Sister-in-law Ana and her kids are in town this week, and we have 6 birthdays to celebrate within 6 days of each other and what do I get? Jury duty!

I was supposed to appear at 8:15 Tuesday morning. I'm a very punctual person anyway, but I also didn't want to end up in trouble with the courts so I made a conscious effort to get ready and leave myself plenty of time to get there. Note to self - If I don't want to be late, don't take the freeway! Of course there was an accident on the freeway and traffic was at a complete stand still. I got off at the very next exit and rushed to the court house as fast as possible, but I ended up being 20 minutes late! Luckily they checked me in anyway and didn't say anything about my tardiness. I wasn't even the last person to show up! After about an hour they had filled all the juries for the day and they sent me home. All that stress about being late and they didn't even need me! The rest of the week was much better!

Friday was a double birthday. It was my Sister-in-law Ana's birthday (who is in town this week!) and my sister Kelsey's 20th birthday! Can you believe she's not a teenager anymore? That means my parents only have 1 left! I was fortunate enough to work the day shift Friday since both Teresa and Mariah took it off, which meant I could celebrate with the family that night! Since Bob worked later than I did, I went home to relax and wait for him. Ana and the rest of the family hadn't left for her birthday dinner yet, so I was able to wish her a Happy Birthday and visit with them. Once Bob got home they left for dinner and we went to my parents house for Kelsey's party. It was a pretty low-key affair with just my parents, my sisters, Rachel's boyfriend Mac and of course Bob and I. It was still fun though, sitting around visiting and goofing off in between Kelsey opening gifts and eating cake and ice cream. Naturally Kelsey had to have a Frozen cake with Elsa on it, in honor of her new cat Elsa. She couldn't seem to get her cat to pose with the cake though....

Elsa refusing to pose for pictures
The Elsa cake



























Rachel trying to steal Kelsey's thunder












... And after Mac put her back in her place!















Our present to Kelsey. Avatar and a
Raphael ninja turtle



























On Saturday we went to a superhero themed birthday party for my cousin Amy's twin boys, Cooper and Carter. Amy and her twins share a birthday this coming Tuesday, but it's easier to celebrate on the weekend. It was a really cute little party. They had the BBQ fired up so we were able to eat good food while visiting with our extended family. I feel like now that I'm an adult, I get so busy that I never see my aunts, uncles and cousins anymore so it was nice to catch up. Everyone was very interested to hear about our (almost) house, and we got to see Amy's newly finished basement for the first time.

Today it was Ana's turn. We had seen her and the kids sporadically throughout the week, but only for brief periods of time, but today was all about her. Marcie, Bob and I met her and the kids at Brick Oven Pizza where we had planned on eating together. Unfortunately we forgot the #1 rule of Utah, always check the restaurant's hours before you go, to make sure they are open on Sundays... Brick Oven was not. We made a quick back-up plan and headed to Chili's instead. After finally getting some food in us, we went to Mulligan's for some good old fashioned mini golf. It's probably a good thing that I don't get competitive at mini golf, since I really suck at it! I tied for last place with my 6 year old niece Lauren, and that was after I cheated rounding my highest scores down to 8... After turning in our clubs I tried to wear the kids out with some tag, but it back fired and they wore me down instead. We all had a really fun day.

David and Jonathon
Lauren taking her turn























David
Jonathon



*Quick House Update* Our due diligence is over and the sellers agreed to all the fixes we requested. They have already completed removal of the graffiti, tree and awning and the appliances are in working order again. They are still working on the electricity and the drain. It is now up to the bank to do their inspections and paperwork. We should be closing on July 3rd! Now it's back to the waiting game...

Sunday, June 15, 2014

Happy Father's Day!

This week was our last week to do our due diligence on our new home. Of course we want to be 100% sure this is the house for us before we get locked in, so we got down to business.

Wednesday was the day of our scheduled inspection. Naturally, despite having a noon appointment, our inspector didn't actually show up until almost 2PM! Luckily the guy didn't delay us any further. He started the inspection, meth test and radon test as soon as he arrived. After the inspection was complete, he walked us through everything that needed to be fixed. It was a quick walk through since I had to rush to work, but it seemed like the only thing he found that we weren't already aware of was the electricity not being grounded. My dad has done his fair share of electrical work over the years, so I asked him if he could take a look at it. There were a couple reasons the electricity might not be grounded so my dad agreed to take a look at the outside of the house Thursday morning before he went to work. He wasn't expecting the welcome party he got when he arrived however. It appears some teens got bored on summer break and went on a tagging spree through the neighborhood. Our garage was one of the houses hit, so when my dad arrived he was greeted by one of the neighbors and the cops. My dad was already concerned about the neighborhood, so he talked to the three of them for a while and asked if crime like this was common. The neighbor told my dad that she had lived on the corner for years and never seen anything like this happen before and the cops reassured my dad that our neighborhood got less calls than most of the rest in their jurisdiction and the graffiti wasn't gang related. The graffiti was kind of a blessing in disguise since dad's talk with the cops and the neighbor put his mind at ease that the neighborhood we were moving into was a safe one! Unfortunately he wasn't able to fix the electrical issue from the outside of the house while he was there....

I still wanted to know the extent of our electrical issue so Danyl arranged a trip inside the house Friday morning. Since the dishwasher wasn't hooked up during the inspection we had Bob's dad tag along to fiddle with the dishwasher while my dad fiddled with the electricity. Not feeling like much help, I made myself busy taking room measurements and matching color swatches to the floors and cabinets so I could begin designing my home. I finished before them so I proceeded to draw up a list of fixes I wanted the sellers to take care of before our purchase was finalized. Most of the fixes in the house Bob and I are comfortable tackling ourselves, but this is what we wanted them to do:

1. Electricity should be grounded and in working order
2. The drain in the basement should be cleared of debris and in working order
3. The large dead tree in the backyard should be removed
4. The broken down awning in the backyard should be removed
5. The stove and dishwasher should be hooked up and in working order (both were new, but not working...)
6. The graffiti should be removed from the garage

Now armed with measurements and color swatches, Savannah and I hit the stores for home decorations. My number one mission was to find throw pillows for the living room that incorporated our red couch and the brown carpet. It took several stores, but we finally found the perfect pillows! They not only matched the perfect shade of red and brown but also had yellows, greens, purples and blues that we could use for all the other decorations. My house is going to be much more colorful than our apartment was, but I think these pillows will tie it all together beautifully. Since we were out shopping anyway, Savannah helped me pick out some Father's Day gifts for dad, my father-in-law and Bob. The gifts were kind of last minute, but we have been so preoccupied with our house buying, that we plum forgot about Father's Day! We are not very thoughtful children.... Luckily I was able to find things for everyone!


The pillows together in the store
I bought the pillows but had to test them on the couch before I could
remove the tags!
Today was by far our busiest day this week! With our due diligence coming to an end, and the garage being tagged, Bob and I wanted to make sure our neighborhood wasn't just safe for us, but one we were OK starting a family in. Our first stop that morning was the baptist church around the corner. Unfortunately not many in the congregation actually lived there, so they weren't really a good gage on the neighborhood. It was however a different experience! I had never seen anything like it. The congregation was extremely diverse and came in everything from their Sunday best to jeans and T-Shirts. The music was played by a band with electric guitars and included drum solos and a disco ball that shone crosses across the ceiling and walls. The preacher would ask questions from the pulpit and expect answers in return. If not enough people answered, he would say, "I'm sorry I couldn't hear you!" The audience was encouraged to speak out whenever they felt the need, everything from Amens and hallelujahs to preach it brothers were shouted at random. After the services we were given coffee from the in-church coffee shop and fraternized with the rest of the congregation. There were certainly things I liked and disliked about the service, and although I won't be returning, I'm glad I got to experience something new!

Next we hit the local LDS ward's services. It was night and day from the baptist church we just attended! Everyone was very friendly there, but I think the average age was around 75! Luckily everyone here lived in the area so we were able to really gage the neighborhood this time. Everyone we talked to told us it was a very friendly neighborhood, and crime was rare, violent crime even more so. It was certainly a confidence boost! We had one last test for the neighborhood though, meeting the neighbors on our street! We knocked on a few random doors and were able to meet several of our perspective new neighbors. We asked a variety of questions about the neighborhood, and everyone said the same things. It's a quiet street, with little to no crime and very friendly neighbors who watch out for one another. Our tagged garage was a surprise to everyone, and chalked up to teens on summer break who tagged several vacant houses over night. Not one occupied house was hit, probably for worry of being caught. Everyone we met was so friendly and welcoming, I think these are just the neighbors we have been hoping for! Today was the perfect reassurance for Bob and I.

Today was also Father's Day, so after our adventures checking out our neighborhood it was time to celebrate our dad's at home. We started with Bob's family, eating dinner with them and giving Wayne a new hose for his garden. He was really excited about the new hose since his old one had sprung several leaks. I also surprised Bob with the same hose and a couple different nozzles we can use to water our new yard once we are in the house. Bob didn't expect anything, but had been worrying about all the things we need to get for the house before we move in. He was happy to check this off the list. After a successful Father's Day at Bob's parents, we made our way to my parents to eat another Father's Day dinner and give my dad his gift. My dad has a tendency to use his phone while driving, so we gave him a dashboard phone holder. This way he can still talk on the phone or use the maps function while driving and stay hands free! I think he really liked it. Another successful last minute gift, yay!

Dad and his Fathers Day gift



 









Sunday, June 8, 2014

Making Our Offer!

We found it! By some miracle we found the house we are going to buy. It's certainly not the perfect house, but it's perfect for us!

Last week I vented my house shopping frustrations about not finding houses I liked. It seems venting worked, because on Monday the right house came along. Our Realtor Danyl took us to see 3 more houses, of course the first couple weren't a fit. However Danyl was smart and saved the best for last! Pulling up we could already see the yard needed some work. No one was taking care of it and it was growing wild. Still there was a fence for a dog, some fruit trees and several beautiful rose bushes so I could already see it coming together. The inside was what really sold us though. The entire home was freshly remodeled, and I couldn't have done it any better if I picked everything out myself! It was exactly what I envisioned. The best part was, Bob loved it even more than I did! Naturally there was already on offer on the table so we had to work fast. We went back to Danyl's office and drew up our own offer right then and there. Then it was welcome to the waiting game....

The best view of the outside of the house we can get
with all the tree's in the way
Some pretty flowers I found in
the front yard













Perfect view of all our roses, and trees



The backyard, where most of
the work needs to be done









Beautiful view of kitchen counters and
cabinets







Another kitchen shot


















For what felt like the longest 24+ hours of my life we waited to hear back about our offer. Finally some news, they accepted our offer! We were told the loan officer would contact us soon with more info on our loan. Sure enough, Nicole Ivey called the next day. So far, she kind of sucks! I felt like the entire conversation she was annoyed with my lack of loan knowledge (funny considering this loan is for FIRST TIME home buyers...). She was condescending and rude. I wish we could have used Jason Quinney who did our pre-qualification but unfortunately Nicole is the only loan officer in the state of Utah qualified to do the "American Dream" loan we are using.  To top it off, she told us we needed to pay a $395 application fee! This was the first time we were told about the fee, but she wanted now! Bob looked up loan application fees, and while most banks don't have them, the ones that do charge $20-$50, so we were a little annoyed. Luckily for us once we brought this up, Nicole dropped several other fees that would equal about the same amount. We are still unimpressed with her lack of communication skills.... We can only hope she gets better as we work with her more.

Next we accepted the sellers counter offer, signed the papers and gave them our earnest money. Now our due diligence clock officially started ticking. We made an appointment with an inspector for next Wednesday, but we wanted to take our parents to the house before hand to see what they thought. Both sets of parents were thorough, pointing out little fixes that we didn't notice during our first walk through. At the end of it all, Bob's parents loved the house. My dad said it was a good little starter home and he's willing to help us with the fixes we do need, but he is a little weary of me moving to Kearns. My mom seemed completely unimpressed with the house, the price, the neighborhood, everything! It breaks my heart that she doesn't like it. My mom went home and immediately started looking at other houses for us. The biggest problem is the cheaper houses need a lot more work, and the nicer homes cost a lot more money. We even looked at many of the homes she sent us, and didn't like them. Nonetheless my mom's disappointment in the house led me to start second guessing our decision. It didn't sway Bob though, and after a long hard talk he was able to remind me why I loved the house in the first place.

To take my mind off of my house worries Bob took me to South Jordan Days on Saturday night. We wandered around some of the booths and Bob bought me a beautiful new dress. Finally we got some delicious Polynesian chicken and watched the fireworks while sharing our goals once we are in the house and our excitement at being so close to being home owners!

This morning was gay pride. I haven't missed pride in the last 4 years, but with everything else going on with the house and our vacation next month, I couldn't spare the time or the money to go. I did however meet up with Sarah and Renee at our normal pre-pride brunch at Marketstreet Grill. It was nice to catch up with the girls and tell them all about the house and our plans once we are in it.

After brunch Bob and I went down to Sam and Tessa's house to give Sam the painting we made him for his birthday. While we were down there Sam was nice enough to spend some time going over all our loan documents. He walked us through everything so that we really understood what we were looking at and gave us some advice moving forward with the house. Most important for us, he seemed to approve of the deal we are getting with this loan. It was really important to us that he be impressed with the loan since this is what he does for a living, and we really trust his opinion!

Sunday, June 1, 2014

House Hunting

I have noticed for many people, especially the ones my age, Memorial Day is simply a free day off of work. Maybe a day to throw a BBQ, or a long weekend to go camping, but rarely do I hear them remembering people they have lost. I would be lying if I said my family never camped or had BBQ's over Memorial Day weekends too, we've enjoyed the benefits of holiday weekends many times. However we also have a long standing tradition of putting flowers on the graves of those we have lost. Of course this includes my own grandparents now, but even before that we always made a point of visiting my parents grandparents, my mother's twin sisters, and an assortment of their Aunts, Uncles, cousins and friends. This past Monday was Memorial Day. Since I had the day off of work, I decided to join my parents in putting flowers on the graves again this year. Bob was feeling under the weather, and my sisters had work or other plans, so it ended up being just me, my mom and dad. This year my mother had an extra project up her sleeve. She has recently been putting together some "Ancestry Books" that include our genealogy, as well as pictures and stories she has gathered about each of our ancestors. In these books she wanted to include a picture and location of each of their gravestones for anyone who wanted to visit in the future. The problem was, we had never been to many of these graves ourselves. My mom did her research online about which ancestors were buried at which graveyards, and which plots if it was available, and then we began our search. It took all day long, but we were surprisingly able to find most of them! As a thanks for helping them find all the graves, my parents took me to dinner at Taco Bell and later ice cream at Granny's up in Heber.

Grandma and Grandpa Graham's grave
Grandma and Grandpa Bell's grave
Then it was down to business for Bob and I. On Tuesday Bob and I sat down with a financial advisor. We discussed our assets, and investments, how to make a realistic budget, how to properly save for emergencies and retirement and most importantly what we should be looking for in a home from the financial standpoint. We learned a lot in that meeting so we set up a second meeting to go over our pre-qualification documents next week.

Wednesday was our pre-qualification interview with Jason Quinney of US Bank. It was a little nerve-wracking. We had been preparing for this moment for nearly 2 years, but I felt like they might still find a reason to deny us... Finally Jason came back to give us the news. We were APPROVED! I was so relieved to hear that! Bob and I went straight to Firehouse Subs for a celebratory lunch. Before we even made it inside, Jen was calling us to congratulate us. She sent us a house-hunting survey to discuss all our likes and dislikes and let us know that Danyl would be the associate doing most of the house shopping with us.

By Friday we were out looking at houses. We looked at 3 houses that morning but none of them felt like the right one. This morning we hit the streets again, and again none of the houses felt right. It's still early in the search process but I'm already feeling discouraged. It seems like the houses I looked at online last fall were better than the options we have now. The good ones that do come on the market now are scooped up faster than we can make appointments to look at them! The houses we do get to see just don't fit what I envisioned for our home. Maybe I'm being too picky as well, but we are about to invest a lot of time and money into this thing, I just want it to be the right one! We are going back out tomorrow, so fingers crossed we find the one!

House shopping didn't completely dominate our weekend this week! On Saturday we had more movie tickets from work, this time to see Maleficent. The movie was not as good as I thought it was going to be, and I hate to say I was disappointed in it but hey, at least it was free! After the movie we met up with our friends Shane and Channing at Red Robin to do some catching up!

This weekend, some idiot also broke into our Suzuki! Luckily there was nothing valuable in the car so nothing was missing but they sure made a mess!